Residential Mortgage Loan Originator
Welcome to my website, and congratulations on taking the first step in your home financing or refinancing journey. On behalf of myself and my team, we look forward to putting our expertise to work for you! Whether you're buying, refinancing or building your dream home, working with an experienced mortgage team can make all the difference in the world.
You probably have lots of questions. How much house can I really afford? Which type of mortgage best fits my needs? As an experienced mortgage loan originator, I can answer your questions. I have the knowledge and expertise to help you explore your financing options and ultimately help you make the right choice for your unique situation.
I mainly want you to know that you’re in good hands and can have the peace of mind knowing that we are committed to providing our customers with a home financing experience that will exceed your expectation. We offer a wide variety of loan programs with competitive interest rates. We are excited and look forward to working with you.
Sonja Pechal was born in Providence Rhode Island but considers herself a true Texan as she will forever call Texas home.
Sonja has served clients in Central Texas for over 24 years. She started her career in 1992 as a licensed Realtor and transitioned to mortgage lending in 1994. Sonja’s extensive experience as a loan originator, processor, underwriter and credit analyst gives her the knowledge and foresight to proactively address details before they become a problem.
As your loan originator, she feels an unwavering responsibility to provide exceptional customer service, peace of mind, and educate you throughout every step of the process with solutions tailored to your specific needs. Whether you’re a first-time home buyer, looking to downsize, or simply wishing for a change, Sonja looks forward to serving you in the future.
In her free time, Sonja enjoys spending time with her daughter Elissa and grand-dog Marley. She is loves to rides her bicycle and share a glass of wine with friends.
If at any time you have questions or maybe unsure about something, do not hesitate to reach out to Sonja.
Again, welcome and congratulations!
“Sonja was amazing!! She was supportive of my decisions and helped me with the loan process. I will continue to use her if I need help with refinance or have questions. She made the home buying process so easy! Loved working with her.” – Paige B.
“I will use Advisa for my future client!” –Kristie C.
“Sonja has excellent interpersonal skills. I was so overwhelmed but she kept me sane. If not for her, I definitely wouldn’t be purchasing the home.” - Amber A.
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEB SITE AT WWW.SML.TEXAS.GOV.
TO FILE A COMPLAINT WITH ADVISA MORTGAGE SERVICES, LTD., PLEASE CLICK HERE.